🔥 High Fire Scores & Your Home Insurance

High fire scores are one of the top reasons California homeowners are losing coverage or being pushed to the FAIR Plan.

Fire scores measure wildfire risk based on location, brush, access to fire services, and defensible space. The higher the score, the fewer insurance options you’ll have.

What you can do:

• Clear brush and debris near your home

• Create defensible space

• Document improvements with photos

• Check your property severity zone on the Fire Hazard Severity Zones | OSFM

Don’t wait until renewal. Reviewing your fire risk early can help protect your coverage